Does Cigna Cover Weight Loss Surgery

A common struggle for people who want to lose weight is the inability to do so through diets and exercise alone. For those struggling with obesity, weight loss surgery may be an option worth considering. However, one of the biggest concerns for many people is the financial aspect of it all. That’s where Aetna and Cigna come in – two popular health insurance providers that may be able to help cover the costs of weight loss surgery.

Firstly, let’s take a look at Aetna. As a renowned health insurance company, Aetna offers coverage for various types of weight loss surgery procedures, including gastric bypass, gastric sleeve, and laparoscopic adjustable gastric banding. However, it’s important to note that not all Aetna plans cover weight loss surgery, so it’s important to confirm coverage with your specific plan. Additionally, certain qualifications may be required, such as a BMI over 40 or a BMI over 35 with related medical conditions.

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If Aetna is your insurance provider, it’s important to be informed and know what to expect with your coverage. Rest assured, Aetna has plenty of resources available to answer any questions you may have regarding your weight loss surgery coverage.

Moving on to Cigna, this insurance provider also offers coverage for weight loss surgery, with similar qualifications as Aetna. However, it’s important to note that each Cigna plan is different, meaning coverage may vary. Some plans may require a referral, while others may require certain documentation or criteria to be met before covering the cost of weight loss surgery.

It’s important to do your research and know what to expect with your specific insurance plan. Both Aetna and Cigna offer resources to help individuals determine their coverage and answer any questions they may have.

In addition to insurance coverage, it’s important to understand the different types of weight loss surgeries and what to expect with each one. For example, gastric bypass surgery involves creating a small pouch in the stomach and rerouting the intestines. On the other hand, the laparoscopic adjustable gastric banding procedure involves placing a band around the stomach to restrict the amount of food that can be consumed.

Regardless of the type of weight loss surgery chosen, the recovery process is an important aspect to consider. Following the surgery, patients typically require a strict diet and exercise regimen in order to achieve success and maintain a healthy weight. It’s important to follow these post-surgery guidelines and attend regular follow-up appointments with the surgeon to ensure proper healing and progress.

In conclusion, both Aetna and Cigna offer coverage for weight loss surgery, but it’s important to confirm coverage with your specific plan and understand the criteria required. Additionally, understanding the types of weight loss surgeries available and the post-surgery recovery process is crucial in achieving success. Remember to consult with a qualified medical professional if you are considering weight loss surgery.

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