Blue Cross Blue Shield is one of the largest and most reliable health insurance providers in the country. One of the most common questions asked by individuals considering bariatric surgery is whether Blue Cross Blue Shield covers the procedure. According to recent research, Blue Cross Blue Shield insurance does cover bariatric surgery. However, coverage varies depending on the policy, the state where you live, and the medical facility where you have your procedure.
If you are struggling with obesity and other health problems related to weight, bariatric surgery may be an excellent option to help you lose weight and improve your overall health. Bariatric surgery is a surgical procedure that helps patients who struggle with obesity lose a significant amount of weight by limiting the amount of food they can eat or preventing the body from absorbing calories. The three most common types of bariatric surgeries include gastric bypass, sleeve gastrectomy, and adjustable gastric banding.
The first step to determine whether Blue Cross Blue Shield covers bariatric surgery is to check the details of your policy. Under the Affordable Care Act, insurance companies like Blue Cross Blue Shield must cover bariatric surgery if the patient has a BMI over 40 or a BMI over 35 with at least one obesity-related illness. If the individual meets these criteria, the procedure is considered a medical necessity, and insurance companies must cover it.
If Blue Cross Blue Shield does cover bariatric surgery under your policy, it’s essential to find an in-network facility and surgeon. Choosing an in-network facility and surgeon is crucial to ensure that your insurance covers the costs of the surgery and that the medical professional performing the procedure has the necessary qualifications and experience.
Once you’ve found an in-network facility and surgeon, it’s essential to turn your attention to pre- and post-operative procedures. Bariatric surgery is a significant and life-changing decision, and it’s essential to take the necessary steps to ensure the procedure’s success. At the facility, you will have a comprehensive evaluation to assess your medical history, current physical condition, and the risks and benefits of bariatric surgery.
Bariatric surgery requires a significant lifestyle change, beginning with a comprehensive pre-operative nutrition and exercise program. You’ll also need to follow a strict diet after the surgery to avoid complications and promote healing. Your medical team will provide you with detailed instructions and a personalized nutrition plan to ensure a smooth recovery.
In addition to bariatric surgery, Blue Cross Blue Shield covers weight-loss injections. Weight-loss injections can help individuals lose weight when used in combination with a healthy diet and exercise program. These injections typically contain a hormone called hCG (human chorionic gonadotropin), which helps to increase metabolism and reduce hunger and cravings. Weight-loss injections are an excellent option for individuals who are trying to lose weight but have difficulty achieving weight loss through traditional methods.
In conclusion, Blue Cross Blue Shield does cover bariatric surgery and weight-loss injections, but it’s essential to check the details of your policy, find an in-network facility and surgeon, and follow the necessary pre- and post-operative procedures. Bariatric surgery is an excellent option for individuals struggling with obesity, and weight-loss injections can help individuals lose weight when used in combination with healthy lifestyle choices.
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